King James Version (KJV) - Exodus 22:15 >

[But] if the owner thereof [be] with it, he shall not make [it] good: if it [be] an hired [thing], it came for his hire.

Berean Study Bible (BSB) - Exodus 22:15 >

If the owner was present, no restitution is required. If the animal was rented, the fee covers the loss.